Finance, Insurance & Warranty Department
One-Stop Finance Shopping
No matter whether you plan to purchase your RV from an RV dealer or through a private transaction with another owner, be sure to stop by Trailside RV to finance your purchase.
That's right, even if you're not purchasing from us, we have already arranged on-the-spot financing through one or more major lenders and would be happy to help your purchase dream come true. Our in-depth knowledge will make the process go that much smoother.What are you waiting for? Start today!
Reasons to Finance
When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.
Advantages of a RV Lending Specialist
- Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range.
- Finance terms are longer / Monthly payments are lower - Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams.
- Your RV might actually cost you less in the end if you finance your purchase. By not tapping your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing.